Emergency Transportation & Treatment Coverage
Accident Medical Expense Coverage
Total Temporary Accident Disability and more!
Help cover yourself from accident medical expenses*. Benefits include up to:

• $2,000,000 Accident Medical Expense Benefit
• $1,000 Emergency Transportation & Treatment Coverage
• $5,000/month Total Temporary Accident Disability
• $50,000 Hospital Confinement after 30 days of inpatient treatment
• $250,000 Coverage for common carrier and
auto-related Accidental Death ... and MORE>
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The Insured will be covered during the following Covered Activities:

* Accidental Death; and
* Total Temporary Disability Accident:
1) While riding as a fare-paying passenger on a Common Carrier.
“Common Carrier” means any land, sea, or air conveyance operated under a  license for the transportation of passengers for hire.

2) While driving or riding as a passenger in a Motor Vehicle. Any Injury sustained
must be due to a collision, wrecking, or explosion of such Motor Vehicle. Such collision, wrecking, or explosion must cause physical damage to the Motor Vehicle and leave it in a different condition than before the accident. 2) While standing or walking as a pedestrian on an open public street or highway. Any Injury sustained must be due to being struck by a Motor Vehicle while as a pedestrian. “Motor Vehicle” means, a motorized pleasure automobile type vehicle or motorcycle, including a truck of three-quarter tons or less, which is not licensed to carry passengers for hire. Motor Vehicle does not include boats, All Terrain Vehicles or snowmobiles:
* Accident Medical Expense;
* Emergency Transportation and Treatment;
* In-Hospital Indemnity Single Payment; and
* Physician Office Visit
* All activities except while riding as a fare paying passenger on a commercial
airline.
The Maximum Amounts are used to determine amounts payable under each Benefit. Actual amounts payable will not exceed the maximums, and may be less than the maximums under circumstances specified in this Description of Coverage. For the description of Coverage for Travel Accident Coverage please go here
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On the Road Essentials insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 175 Water Street, 18th Floor, New York, NY 10038. It is currently authorized to transact business in all states and the District of Columbia. NAIC No. 19445. This is only a brief description of the coverage(s) available under policy series A30293NUFIC (in CO, FL & OR) A30329NUFIC and C11695DBG. The Policy will contain reductions, limitations, exclusions and termination provisions. Full details of coverage are contained in the Policy. If there is any conflict between the contents of this document and the Policy, the Policy will govern in all cases. Coverage may not be available in all states.

**Travel assistance services provided by Travel Guard provides traveler assistance through coordination, negotiation, and consultation using an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the responsibility of the traveler. *** On the Road Essentials Discount Card Administrative services are provided by Nation Safe Drivers. National Union assumes no liability for the services provided by third parties.